The importance of information safety and the speed of their transfer in everyday business operation, especially in the financial industry, need no special introduction. Financial institutions have to differentiate themselves from the competition by providing higher-quality, faster and safer service, thus building the trust and loyalty of their users. With this in mind, COMBIS developed a wide spectrum of innovative solutions and services to meet the needs of financial institutions.

Internet banking is one of the most frequently used manners of conducting financial transactions, both by physical and legal persons. In its ComBanking application, Combis developed a number of useful advantages and the possibility of online account management and control, as well as that of carrying out cashless kuna and foreign currency transactions over the Internet in real time, with rapid reporting on transactions performed, whilst at the same time ensuring utmost privacy.

ComBanking enables the banks to save material and human resources by reducing the need for paperwork and physical presence in the banks, thus curtailing the need for waiting in long queues, to the mutual satisfaction of both e-banking users and bank employees.

The use of ComBanking application allows users to issue orders to the benefit of account of the receiver in another authorized financial organization, issue orders in advance or on execution date, as well as instant execution of orders to the benefit of the account of the receiver in the same bank.

The system contains authorization verification instruments for each user and protection against reading or alteration of data during the transfer of users’ orders to and from the bank. Additional item inspiring confidence in all users of this ComBanking application is the impossibility of cancellation of issued and received orders by both the bank and the user.

Reference

• UniCredit Bank d.d.