Oracle Hyperion Planning is a centralized solution for banks. This is a solution for planning, budgeting and forecasting, that integrates financial and operational processes of planning. Integration of financial and operational planning models provides a detailed overview of business operations and their impact on finances.

This solution brings technological improvements in the process of developing financial and operational plans in banks. The solution makes the planning process and forecasting more efficient, and also facilitates and accelerates results monitoring and data consolidation on a bank level.

The solution enables rationalization of the existing surroundings of spreadsheets into a unified system for planning, securing the platform for later implantation on a bank level.

The system is entirely integrated, and, as such, enables high quality updates of plans and reporting. Furthermore, by implementing Oracle Hyperion Planning solution, the need for manual intervention will minimise, data integrity will increase, and thus the accuracy of data will be enhanced.

Some of the solution functionalities are:

• IT supported process planning – enables update of the achievement from previous months or years, development of forecast/ budget, budget revision and centralized distribution of forms to participants planning process. 
• Possibility of planning in domestic and foreign currency, or with currency clause and in many different currencies.
• The possibility of development of different scenarios (actual data, prediction, budget, budget rebalance), versions (initial, operating and final). 
• Entirely IT supported solution for bottom–up and top–down planning. 
• Process of planning involves everyone: central controlling, business segments (retail, corporate management, MIB and other), informatics, management costs department, human resources department etc.
• Process of revenue and expenditure planning by products, business segments and by different measures, from statistical (client number, product number and similar), through planning to calculative measures. 
• Expense planning (such as, planning human resources expenses and other administrative expenses and amortization); planning by expense type on the bank level or organization unit. Putting the expenses on the lower organizational units by allocation keys.
• Revenue Planning – financial and commercial plan.
• Possibility of browsing credits and deposits by maturity, currency, segment etc.
• Planning measures for the needs of developing P&L – interest income (netto interest income from loans and deposit, one time fees, netto income per allocated capital etc.), non-interest income (netto income from fees, trading refund etc.).
• Planning measures for the needs of BS – "end of period" volume as a base for planning other measures (average volume, RWA etc.).
• Planning of intern prices, interest rates and spread IT support of different structures of reports for the needs of different analysis and presentations with consistent data control – intern models, planning individual entries, by local regulative and by international standards of IFRS (International Financial Reporting Standards), supported normalization of plan/projection of the bank/group for better comparability of trends etc.
• Consolidation of plan forms delivered by business segments, planning of other entering segments (other assets, other loans, other liabilities, other deposits, tax, value adjustments on investments etc.), consolidation adjustments, plans of the members etc. 
• What - if analyses, influence of price changes on financial plan on revenues, influence of the price changes on commercial plan on compensation heights, incomes etc.
• Liquidity planning that implies planning individual costs and incomes by their capitalising deadlines, that is maturity, and by amounts, as well as planning their difference, and thus planning cash flow. Reduction of manual labour and amortization of segment reports, sub segments, product groups, products and business lines.

The advantages of the solutions:

• Reduction of manual labour and automatization of drafting reports for segments, sub segments, product groups, products and business lines.
• Efficient process management of planning/forecasting and results monitoring, with the possibility of consolidation and aggregation of data on bank/group level, as well as on segment level, sub segments, product groups, products, business lines, regions, offices, business and regional centres, organization units and business relations management levels.
• The possibility of elaboration of different scenarios and stress-test analysis.
• The possibility of monitoring key indicators of efficiency and profitability.
• Planning and monitoring of realization for users of MBO system.
• Creating of user friendly tool for developing and modification of reports and presentations for different needs (including graphical trend monitoring, key financial indicators etc.).
• Control of form entry (the protection from unauthorised input, defining preconditions for data change etc.).Reduction of manual labour and automatization of drafting reports for segments, sub segments, product groups, products and business lines.

Additional specific advanced functionalities:

• Oracle Hyperion Workforce Planning enables prompt and efficient planning of the bank employees' number, their salaries and refunds on all bank levels. It is automatically connected to the existing systems for planning manpower and, as such, it facilitates the evaluation of the effects of the decision about manpower influence on the business in real time.
• Oracle Hyperion Capital Asset Planning enables planning of the existing and new long term assets, their maintenance, transfer and amortization, and, at the same time, it enables analysing of the effects of those processes on revenue, balance and cash flow.
  
  

Oracle Hyperion Planning for banks enables two-way data exchange with data warehouses and corporation systems for resources planning and transactional systems. It is made on scalable architecture additionally enabling flexible data entry; analysis and frequent updating in real time, from any place, in secure environment where standard web browser is used.

Combis offers licence for Hyperion Planning solution and services of implementation, which includes: recording status and needs, defining new models of planning, installation and parameterization of Hyperion Planning solution, development of needed screen forms, reports and business rules, integration with other IT systems in bank and education.

Reference

• Zagrebačka banka d.d. (Bank)